Pooled Pension Funds
Low risk (cautious) - Funds in this category should be considered when you're within five years of retirement. Fluctuations to the value of the fund should be minimal.
Medium Risk (balanced) - Funds in this category should be considered for your pension when you're looking for capital growth and/or when you're more than five years away from your retirement.
High Risk (adventurous) - Funds in this category should be considered for your pension when you're looking for capital growth and/or when you're more than five years away from your retirement.
Minimal Risk (secure) - Funds in this category should be considered for investment immediately prior to retirement, to minimise exposure to volatility in the stock market.
Important Information
Please note the prices above are shown before any fees and expenses have been taken as there are several different classes of units available, each with a different annual management charge. As such these prices may not reflect what you would receive if you were to deal. All risk ratings are determined and assigned by the product provider, HSBC Life (UK) Ltd.
Please note that we cannot provide advice on the suitability of your pensions or any aspect of your contributions or investments. If you require advice you will need to speak with your financial adviser.
Please remember that past performance is not a reliable indicator of future returns. The value of investments and the income from them can go down as well as up as a result of currency exchange and market fluctuations and investors may not get back the amount originally invested.
